Merino Club Capital

Choose Your Path to Credit Building

We turn credit discipline into a rewarding habit. Select the accountability system that's right for you and start building today.

$30/Month Subscription
Maximum flexibility with a simple monthly payment.

Cashback Reward

Up to $5.00/month

Monthly Subscription

$30.00 (Non-refundable)

Full access to Credit OS™

Educational modules and materials

$500 Accountability Anchor
Ideal for fundamental habit-building.

Cashback Reward

Up to $10.00/month

One-Time Exit Fee

$60.00

Accountability Anchor

$500.00 (Refundable)

Graduation Bonus

Exit fee waived after 12 months, with continued access post-graduation.

Sign Up Bonus

30 day free trial, no exit fees

Full access to Credit OS™

Educational modules and materials

Contractual Promise

Your Anchor refund is a contractual promise we make to you at the start of your program.

Best Value
$1,000 Accountability Anchor
For best value, and highest cashback rewards.

Cashback Reward

Up to $18.00/month

One-Time Exit Fee

$30.00

Accountability Anchor

$1,000.00 (Refundable)

Graduation Bonus

Exit fee waived after 6 months, with continued access post-graduation.

Sign Up Bonus

30 day free trial, no exit fees

Full access to Credit OS™

Educational modules and materials

Contractual Promise

Your Anchor refund is a contractual promise we make to you at the start of your program.